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Dear friends: Criminals who steal credit card information need a place to test their stolen info, and they seem to like our website as a place to do that. We have done everything we can to discourage it, but even a person manually testing them can cost us a lot in transaction fees even when our detection software catches them. This takes money away from the families we are trying to serve in Kenya. For now, we need to require all donors to create an account to further discourage criminals from using our site. We apologize for the inconvenience! Please contact John Seale if you have any questions or concerns.